In this age of Do it Yourself (DIY) you may be considering filing for bankruptcy on your own. Well, that is possible, but you should do your research and weigh all options. Here are some things to think about.
Problems With Filing for Bankruptcy Yourself
Yes, you can file for bankruptcy on your own, but you should be extremely careful proceeding on your own because there are many technical details. A lack of of bankruptcy law knowledge can prevent you from obtaining a successful discharge in a Chapter 13 or Chapter 7 case. For example, local and state laws also help determine how your case will be completed. If you rely on a website for information, it may only be stating information on federal statutes and not considering your local and state laws and/or regulations. Or, that website may not have been updated to include changes to the laws.
How an Experienced Bankruptcy Attorney Can Help
Not all bankruptcies are the same! You really want someone on your side that understands all the ins and outs of your local laws so they can maximize asset protection and get you the results you need. Know that you could run into extra expenses and/or the loss of assets if you make any mistakes in filing on your own. An attorney can help you avoid these problems. And an attorney can leverage laws like the Telephone Consumer Protection Act (TCPA) and the Fair Debt Collection Practices Act (FDCPA) to sue any creditors that continue to contact you after filing.
Need More Information?
Our office believes that bankruptcy is just a stepping-stone to a new beginning and better life. You have an opportunity to break the cycle. We can help you discharge your credit card debts and free up money to go towards you and your family’s needs.
At the Law Office of Daniel K. Usiak, we believe in relationships that are based on trust. Before we work together we would like to get to know you and we would like you to get to know us. We want you to be sure you are the right fit for us and that we are the perfect fit for you. This will allow you to be completely comfortable sharing intimate and difficult details of your case, so we can offer you representation to the fullest extent of the law.