Bankruptcy is not a magic wand, but it can be a useful tool for most people who find themselves with more debt than they can afford. The key is to understand how to wield that tool in each person’s individual situation to leverage the benefits of the bankruptcy code. There is a saying that “an
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Is a Free Bankruptcy Consultation Right for You?
The stay at home restrictions here in Colorado have had a huge economic impact on may families and businesses. Has your bottom line dropped lower that you can bear? During the virus crisis I am offering a FREE consultation to any individual, couple or business with questions about
Can I File For Bankruptcy On My Own Or Do I Need Help?
In this age of Do it Yourself (DIY) you may be considering filing for bankruptcy on your own. Well, that is possible, but you should do your research and weigh all options. Here are some things to think about. Problems With Filing for Bankruptcy Yourself Yes, you can file for bankruptcy on your
Is a Chapter 11 Bankruptcy a Good Idea?
We’re often surprised to read about the latest corporation entering “chapter 11 bankruptcy protection.” The company seemed strong – a corporate titan that was too big to fail. Indeed, chapter 11 is not necessarily a recipe for failure. Corporations often emerge stronger, leaner, and more profitable
Qualified Answer
Maybe you wonder, like some of my clients did, whether you “qualify” to file for bankruptcy even if you have not missed a payment on your credit cards or other debts. Chances are you are contacting me because you have decided that you owe more debt than you can afford to pay. If that is the case,
Will Bankruptcy Fix the problem?
Many people ask me, “Do I qualify for bankruptcy?” Actually a better question is, “Will bankruptcy fix the financial problem I face?” Usually the person asking that problem can benefit from a bankruptcy fresh start. . . but not always. Nearly every month have to tell one or two potential clients